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The Monzo 1p Savings Challenge

Dec 31

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The Monzo 1p Savings Challenge: Building a Habit Without the Pressure

By Alex Rowan on December 31, 2025 | 1p savings challenge, app-based saving, app-first banking tools, automated savings, beginner savings strategy, budgeting routines, digital banking, digital banking tools, financial discipline, IWE.Store, money management, money psychology, Monzo, Monzo 1p Savings Challenge, Monzo savings pot, personal finance basics, personal finance habits, saving money, saving money habits, savings challenge, savings habits

The Monzo 1p Savings Challenge offers a simple, structured way to build a savings habit gradually. Here’s how it works and why many people find it easier to stick with.

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